A minimum insurance cover is mandatory if you intend to drive a vehicle in most states. Does this imply that the main reason for car insurance is to keep the law?
Nothing can be more harmful to anyperson than getting a car insurance policy with such a wrong mindset. It is unfortunate that most folks do just that. Such folks don't check for what they really need in auto insurance. They just request for enough to get by.
You guessed right: Something happens (No, they never knew it could happen to them) and then they start running helter skelter for solutions. For the lucky folks, it may just be the loss of their car or other items belonging to their car. At the extreme, some people lose all they've lived and worked for.
Painful as it seems, it could occur to anyone who does not protect him/herself. So before you begin to explain the wisdom behind getting the barest minimum (Even questioning why you must be compelled to take auto insurance at all), think deeply.
Although car insurance is a requirement by law in most places, that should not change the choices you make in your auto insurance. It's something you must do for your own good.
Now, I know that money is an issue and that is why certain car insurance sites are ready -- To help you get as much savings as possible without compromising the quality of insurance coverage you get. You can take advantage of these quotes sites for massive savings.
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