Best California Car Insurance Rates -- Don't Play Down The Following Suggestions If You're Serious

Cheap California car insurance rates are easy to get if you follow the right tips. Here are a few you mustn't miss...

1. You will reduce your California auto insurance rate if you have an outstanding credit rating. Having a bad credit history is simply making difficult for yourself apart from the fact that your rates will be much more. The simple reason for this is that there's a general consensus among many insurance carriers that there is a link between poor credit rating and high risks. This perception of high risk makes such persons pay higher rates in auto insurance and other insurance policies.

2. Ask your agent personally about all the discounts possible with with your chosen California insurance provider.
Since agents too are not above mistakes they might forget to tell you about some discounts you are eligible for. You will know only by telling your agent that you want to be sure you have been informed about every discount possible for your profile. Do not be shocked if you discover one or two that you have never heard of.

3. A regular discount is another factor that will lower your California car insurance rate. Staying with the same insurer for at least three years will get you special discounts from many insurers. A longer stay will get you bigger discounts.

However, you may be better served by switching....

If your California auto insurance premium is $2,500 and you get a five percent discount when you stay for about 5 years you'll pay $2,500 - (5% of $2,500 or $125) = $2,375.

But if you do regular shopping for auto insurance you'll almost always get an insurer within those years of waiting who will give you a similar coverage for less. In this regard, it will be pointless to stay put because you want to get a discount much later when you can enjoy lower rates at the moment.

But believe it or not, most folks can pay far less with another insurance company if they'll only make out time to shop properly.. In order to know if you are not simply missing out a better deal, get and compare auto insurance quotes from up to five insurance quotes sites.

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