California Auto Insurance -- Why Gender Helps

In many areas, women complain that they are getting less than they deserve simply because of their femininty. But for a California car insurance policy, your gender is a sure advantage if you're a female. Insurance companies over years have established that women are less risks to them. This is why they give them cheaper rates...

Most speed demons are male. If someone is taking a risk in the name of "being too good to be caught by that," it's a male driver. Females, by their very nature, are not prone to being physically rough. Every family will naturally frown at lack of grace in their daughter. This helps reduce if not eradicate recklessness where such traits are seen.

Driving for very long hours is not something most women do. This makes their average mileage lower than that of their male folks. In a family, it's often the men that drive long trips.

Men drive larger vehicles. These cars are usually more expensive to maintain than smaller ones.

These and other factors make insurers favor women given similar profiles. All insurance companies won't treat you the same. Some will score your gender high; others will not weigh it that much. What this means is that you will get better price/value from some insurers than others.

How insurance companies arrive at your premium and the reason for so much disparity in auto insurance quotes for comparable policies are subjects for another article.

It makes sense that you understand what you are paying for. Therefore, ask the agent what's included in your policy and what's not.

There are products or add-ons that will give your better coverage in your particular circumstance. This is particularly most important for ladies that spend long hours behind wheels.

To make savings in auto insurance is not something that is reserved for females only. A man who does the tip I'll give next will make much more savings than a woman (Who should normally had paid far less...

Get California auto insurance quotes from quotes sites. Compare the quotes returned and choose the best offer. Visit at least three sites. Getting and comparing auto insurance quotes from insurance quotes sites will guarantee that you save between a few hundred dollars to a few thousands (depending on your profile, policy and current car insurance premium).

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