Cheap California Car Insurance Rates -- Actions That Will Help You Pay Far Less

With the right recommendations, more affordable California car insurance rates will be yours to choose from. Let me share some here...

1. Keep an excellent credit rating. A poor credit history will cost you in higher car insurance rates. The truth is that they believe that the probability of you defaulting in your premiums is very high. This means more danger to them and higher premiums for you.

2. Are you aware of all the discounts that your insurance carrier offers?
There is a possibility that your agent has left one or two out. You will reduce the probability of this happening to you if you take the pains to ask your agent point blank to tell you about every discount that is available. You might be surprised at discounts you've not taken advantage of.

3. It pays to stay with the same California insurer. You'll get discounts of about 5% on your auto insurance if you stick to the same insurance company for up to 3 years. The more you stick with the same insurer, the more the discount you are likely to get.

However in spite of the fact that it's a good way to save, you may get more savings if you forget about a loyalty discount and get another insurance company....

let'ssay, for example, that you will get a five percent (or $125) discount after your third year with an insurer where you present California auto insurance rate is $2,500.

Within the course of these 3 years you would most likely get an insurance provider who'll give you a comparable auto insurance coverage or better for less than $2,000. If this is true about you then you know it's wise for you to go for the more affordable offer right away and not wait for years to qualify for a discount that won't even save you as much.

Furthermore, in nearly all cases, most folks can actually pay a lot less than they are currentl on auto insurance if they shop right.. To be sure you're not loosing better offers, obtain and compare auto insurance quotes from up to five insurance quotes sites.

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